Monthly Payment Calculator

So you've decided that you are ready to pay down your debt.  You gather your bills, find out how much you owe, and what your minimum monthly payment is for each bill.  Now comes the hard part...answering the tough questions like "How much should I pay each month?" or "How long is it going to take me to get out of debt?"

At this point, many of us will pause for a minute and wait for a nice round number to pop into our heads (hmm...$100 a month? sounds good! lol).  Well I'm offering a better solution.  I created an easy Monthly Payment Calculator to help you figure out how much you should contribute each month to reach your financial goals.  Just enter the amount you owe, your  interest rate, and the number of payments you plan to make and find out how much your monthly payment should be to pay off your debt in that time frame.  The calculator also shows you the total amount you pay back over the life of your debt, so hopefully it's an incentive to pay it down faster!

Download by clicking HERE or selecting the link under my "Helpful Tools & Downloads" page.

Let me know what you think!

Fun & Budget Friendly Idea Generator

One of my goals is to have a "no-spend" weekend each month.  Needless to say, I've had to become creative in finding ways to manage my time without wrecking my budget.  To make things easier, I've created a simple generator with 50 low cost activities that anyone can do.  It's easy to use, and if you are indecisive like me, it will select one idea for you with just the touch of a button! Your idea of fun may be different from mine, so feel free to add your own ideas to the generator.  Download by clicking HERE or selecting the link under my "Helpful Tools & Downloads" page.

Let me know what you think!

The More You Know...

I am no longer in school, so I am completely in charge of what I choose to read and study for the first time in years. I wholeheartedly believe in personal development and being a lifelong learner, so I am committed to gathering all the information I can to help me improve my finances. I want to share with you all some of the resources that I’m using to bring me closer to achieving my goals.